The 7 Best Mortgage Brokers in Dubai

Finding the right mortgage broker in Dubai can be a game-changer when it comes to securing the best loan terms and navigating the complexities of the city’s real estate market. Dubai offers a dynamic and competitive property market, and whether you’re a first-time homebuyer or a seasoned investor, working with a trusted mortgage advisor can save you time, money, and stress. In this guide, we’ll explore the 7 best mortgage brokers in Dubai, highlighting their services, expertise, and how they can help you achieve your financial goals.

  • Providing access to a wide range of mortgage products from local and international banks.
  • Offering expert advice on interest rates, repayment terms, and fixed vs. variable rate options.
  • Assisting with pre-approvals to determine your borrowing capacity.
  • Guiding you through the loan application process and preparing necessary documentation.
  • Negotiating with lenders to secure competitive rates and terms, often between $500,000 and $10,000,000 for typical property loans.
  • Providing insights into key considerations, such as legal requirements, down payments, and eligibility criteria for expats and residents.
  • Clarifying hidden fees, such as processing charges or early settlement penalties, typically ranging from $1,000 to $5,000.
  • Assisting in refinancing existing mortgages to reduce monthly payments or secure better terms.
  • Offering tailored advice for specialized loans, such as buy-to-let mortgages or commercial property financing.
  • Ensuring compliance with UAE Central Bank regulations and providing peace of mind throughout the process.
  • 7

    Number of companies

    827

    Verified reviews

    4,66

    Average rating

    Db Investing
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    1. Db Investing

    4,8/5
    Emaar Square Building 4, Office 402, Downtown
    • Finance broker

    Why we chose them

    DB Investing Representative Office Dubai stands out as a dynamic finance broker with a solid foundation in the Forex and securities brokerage industry. Since its inception in 2018, the company has demonstrated consistent and sustainable growth, driven by a passionate commitment to trading. A major milestone was achieved in 2020 with the acquisition of licensing from the Seychelles FSA, enabling the expansion of its target market and the enhancement of client outreach. This progress is supported by a team of seasoned experts, boasting over a decade of experience in the sector, particularly with EU and UK-regulated firms.

    Strategically positioned across key global locations, the company has established operations in Seychelles, Cyprus, Dubai, Nigeria, and Malta. With ambitious plans for 2024, DB Investing aims to further strengthen its global presence by opening offices in Latam and Asia regions while expanding its portfolio of licenses. This forward-thinking approach underscores its commitment to delivering exceptional brokerage services and positioning itself as a trusted partner for traders worldwide.

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    Allsopp & Allsopp Mortgage Broker LLC
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    2. Allsopp & Allsopp Mortgage Broker LLC

    4,7/5
    Vision Tower - 25th
    • Mortgage broker
    • Finance broker

    Why we chose them

    Allsopp & Allsopp Mortgage Broker LLC – Dubai specializes in providing expert mortgage and finance brokerage services tailored to clients navigating the dynamic real estate market in the UAE. Their highly experienced mortgage team offers invaluable advice for first-time buyers and seasoned investors alike, ensuring a seamless home-buying journey. By leveraging strong relationships with a wide range of banks, they provide access to exclusive mortgage products and competitive rates, customized to meet individual client needs. The company also empowers clients with a comprehensive mortgage calculator, helping them estimate deposits and repayment plans with ease.

    Renowned for their client-centric approach, the company offers detailed insights into borrowing limits, interest rates, and deposit requirements, catering to both residents and non-residents. Their streamlined pre-approval process, with turnaround times as short as five to seven working days, ensures a hassle-free experience. Whether clients are salaried or self-employed, the brokerage provides clear guidance on necessary documentation and financing options, making them a trusted partner in Dubai’s real estate market. Their commitment to simplifying complex mortgage decisions sets them apart as a leading choice for property buyers in the region.

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    Allsopp & Allsopp Real Estate
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    3. Allsopp & Allsopp Real Estate

    4,3/5
    Unit 8, The Fairway
    • Mortgage broker
    • Apartment rental agency
    • Commercial real estate agency
    • Real estate agent
    • Property management company
    • Real estate agency
    • Real estate consultant
    • Retail space rental agency

    Why we chose them

    Allsopp & Allsopp Real Estate LLC – Jumeirah Golf Estates Office stands out as a market-leading real estate agency specializing in the vibrant property market of Jumeirah Golf Estates, Dubai. Known for its exceptional expertise, the company provides a wide range of services, including property sales, rentals, mortgage brokerage, property management, and real estate consultancy. Whether clients are looking for luxurious townhouses, apartments, or standalone homes situated on the renowned Earth golf course, this office is dedicated to offering the latest listings and tailored advice to meet diverse property needs.

    Recognized for its comprehensive approach, the company offers seamless solutions for residential, commercial, and off-plan property transactions. It also supports clients with mortgage services, holiday home management, and retail space rentals. With a focus on customer satisfaction and market insights, the team of experienced real estate agents ensures a smooth journey for buyers, renters, and investors alike. Their commitment to delivering top-tier services makes them a trusted name in the dynamic Dubai real estate market.

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    Cfi Financial Markets LLC
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    4. Cfi Financial Markets LLC

    4,6/5
    Boulevard Plaza, Tower 1 - Office 2102 Sheikh Mohammed bin Rashid Blvd
    • Finance broker

    Why we chose them

    CFI Financial Markets LLC, a leading finance broker based in Dubai, is a distinguished member of the globally recognized CFI Financial Group. With over 25 years of industry experience, this award-winning trading provider operates under the regulation of the UAE Securities and Commodities Authority (SCA). Offering access to over 15,000 trading instruments, including Stocks, Forex, Commodities, Indices, and ETFs, the company ensures competitive trading conditions such as zero-pip spreads, zero commissions, and no minimum deposit. Its operations span multiple global markets, enabling traders to tap into 23 international exchanges with fast execution and unparalleled flexibility.

    Renowned for its advanced trading platforms, including MetaTrader 5 and the CFI Trading App, the firm empowers traders with cutting-edge tools and resources. Users benefit from features like advanced charting, one-click trading, and AI-driven assistance, enhancing their trading experience. The company’s commitment to transparency, superior trading conditions, and 24/7 dedicated customer support has solidified its position as a trusted partner for traders in the UAE and beyond. With a focus on empowering clients, it continues to innovate and provide world-class trading solutions tailored to the needs of diverse investors.

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    Home Bridge Finance
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    5. Home Bridge Finance

    5,0/5
    Tower, Iris Bay - 708
    • Mortgage broker

    Why we chose them

    Home Bridge Finance is an award-winning mortgage broker dedicated to helping clients achieve their dream of homeownership. With a team of certified mortgage experts, the company offers tailored solutions that cater to both Islamic and non-Islamic financing needs, serving residents and non-residents alike. Their diverse range of services includes home loans, equity release, mortgage buyouts, rental discounting, and financing options for offices, shops, warehouses, land, and construction projects. Known for their transparency and exceptional customer service, they work closely with clients and a network of banks to deliver the best possible outcomes.

    Specializing in bespoke mortgage solutions, Home Bridge Finance provides a seamless experience for clients through personalized consultations and a commitment to meeting every financial requirement. Their dedication to maintaining competitive rates, such as fixed and EIBOR-linked options, ensures affordability for UAE residents with varying income levels. By offering a no-obligation, free mortgage consultation, the company exemplifies its customer-first approach, making it a standout choice in the mortgage industry.

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    ICL Fincorp Investment L.L.C
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    6. ICL Fincorp Investment L.L.C

    4,2/5
    401, 4th floor, Office Court Building
    • Finance broker
    • Investment company
    • Financial consultant
    • Financial planner
    • Investment bank
    • Investment service
    • Property investment company

    Why we chose them

    ICL Fincorp Investment LLC stands out as a premier provider of innovative financial solutions, specializing in secure and high-return investment opportunities across the UAE. Catering to both local and international investors, the company focuses on diverse sectors such as real estate, gold, tourism, and technology. With its commitment to personalized financial planning and expert guidance, the firm ensures that every investment strategy is tailored to meet the unique goals of its clients. Boasting a strong emphasis on transparency, flexibility, and ongoing support, the company empowers individuals to achieve long-term financial growth in the UAE’s thriving, tax-free market.

    Known for its diversified portfolio offerings, ICL Fincorp Investment LLC provides simplified investment processes with minimal documentation, ensuring accessibility for all types of investors. The company’s expertise includes acting as a finance broker, financial consultant, and property investment specialist, making it a trusted partner for wealth management solutions. By focusing on emerging trends and lucrative opportunities, the firm enables clients to secure their wealth with strategic investments in stable and profitable sectors. Its dedication to delivering sustainable success and high returns makes it a standout choice for those seeking to build and safeguard their financial future in the UAE.

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    Mortgage Brokers Benchmark
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    7. Mortgage Brokers Benchmark

    5,0/5
    Eta, Al Manara Tower - Office 2102 - 21st floor
    • Mortgage broker

    Why we chose them

    Mortgage Brokers Benchmark, established in 2016, has become a leading force in the UAE’s mortgage landscape. Partnered with all major mortgage lenders in the region, the company offers over 125 customized mortgage products to cater to diverse client needs. Renowned for its “no conflict of interest” policy, the company ensures unbiased support, always prioritizing the client’s interests over specific bank affiliations. Their expertise spans a wide array of services, including new property purchases, handover payments, buyouts of existing loans, equity release, non-resident mortgages, commercial financing, off-plan mortgages, and building finance. By providing end-to-end assistance, they streamline the mortgage process, making it seamless and stress-free for their clients.

    With eight years of proven success, the company guarantees some of the lowest mortgage rates in the UAE, starting as low as 2.7% fixed interest. Their innovative approach includes exclusive perks such as zero processing fees, free evaluation services, and complimentary insurance. Catering to both residents and non-residents, they specialize in securing financing for residential, commercial, and industrial properties, as well as land acquisition and construction projects. Their personalized mortgage solutions and commitment to excellence have helped thousands of customers turn their property ownership dreams into reality.

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    Frequently asked questions

    What services do mortgage brokers in Dubai typically offer?

    Mortgage brokers in Dubai provide a range of services, including access to mortgage products from local and international banks, advice on interest rates and repayment terms, assistance with pre-approvals, guidance through the loan application process, and negotiation with lenders for competitive terms.

    How much do mortgage broker services usually cost in Dubai?

    Mortgage broker fees in Dubai typically range between €1,000 and €5,000, depending on the complexity of the loan and the broker's service structure. Some brokers charge a flat fee, while others may take a percentage of the loan amount.

    How long does it take to secure a mortgage in Dubai with the help of a broker?

    The mortgage process in Dubai can take anywhere from 2 to 6 weeks, depending on factors like the lender's processing time, the documentation provided, and whether you're a resident or an expat.

    What should I consider when choosing a mortgage broker in Dubai?

    When selecting a mortgage broker, consider their experience in the Dubai market, their network of lenders, their transparency about fees, customer reviews or testimonials, and whether they are licensed by the UAE Central Bank.

    What are the typical interest rates for mortgages in Dubai?

    Interest rates for mortgages in Dubai generally range from 3% to 5%, depending on whether the loan is on a fixed or variable rate basis, the borrower's financial profile, and the lender's terms.

    Can a mortgage broker help expats buy property in Dubai?

    Yes, mortgage brokers in Dubai specialize in assisting expats by providing advice on eligibility criteria, legal requirements, and down payment options, which typically range from 20% to 25% for non-residents.

    Are there any hidden fees associated with taking out a mortgage in Dubai?

    Yes, there can be additional fees such as processing charges, valuation fees, and early settlement penalties. These fees typically range between €1,000 and €5,000, depending on the lender and the loan terms.

    Can a mortgage broker help with refinancing an existing loan in Dubai?

    Yes, mortgage brokers can assist with refinancing by evaluating your current loan, comparing it with other options in the market, and helping you secure better interest rates or lower monthly payments.

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