Dubai, with its bustling economy and thriving financial sector, is home to a wide range of loan agencies that cater to the diverse needs of residents and businesses. Whether you’re looking for personal loans, business financing, or mortgage solutions, these agencies offer tailored services to help you achieve your financial goals. In this guide, we will explore the 7 best loan agencies in Dubai, focusing on their expertise, offerings, and what sets them apart in the competitive landscape of the Emirate’s financial market.
- 1. Emirates NBD
- 2. Emirates NBD
- 3. Emirates NBD
- 4. Emirates NBD
- 5. Emirates NBD
- 6. Emirates NBD
- 7. Emirates NBD
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Number of companies
11681
Verified reviews
4,54
Average rating
1. Emirates NBD
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4,5/5
Persia Court, IBN Battuta Shopping Mall - Ground Floor
- Bank
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD stands out as a premier banking group in the MENAT region, offering an extensive range of financial services tailored to individuals, businesses, and high-net-worth clients. Established in 1963, this institution boasts a rich legacy of innovation and growth, becoming the largest banking group in the region by assets following its merger with Emirates Bank International in 2007. With its strategic location at Ibn Battuta Mall, this branch provides convenient access to comprehensive banking solutions, including personal accounts, credit cards, car loans, mortgages, and specialized services for corporate and institutional clients. The bank’s commitment to empowering customers is evident through its digital banking platforms, wealth management offerings, and Islamic banking solutions.
Renowned for its versatility, Emirates NBD offers tailored services to meet the diverse needs of its clientele. From salaried individuals seeking everyday banking solutions to businesses requiring customized financing options, the bank’s extensive portfolio caters to all. High-net-worth individuals benefit from private banking and investment services, while Emirati business owners enjoy exclusive packages designed to support their ventures. The branch’s focus on innovation is reflected in its advanced online banking tools, enabling seamless transactions and financial management. As a trusted institution with over six decades of experience, Emirates NBD exemplifies excellence in the financial sector, making it an essential addition to our directory.
2. Emirates NBD
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4,6/5
Ground Floor, North Entrance, Mirdif City Centre، Sheikh Mohammed Bin Zayed Rd
- Bank
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD – Mirdif City Center Branch represents a cornerstone of financial excellence in Dubai, carrying a legacy that began in 1963 with the establishment of the first national bank in the UAE. As part of the leading banking group in the MENAT region, this branch offers a comprehensive range of financial services tailored to individual and corporate needs. Whether it’s personal banking solutions, mortgage lending, or car finance, customers can rely on its expertise to manage their financial goals effectively. The branch’s strategic location within Mirdif City Center provides convenient access to key attractions like Fitness First, VOX Cinemas, and iFly Dubai, creating a seamless experience for clients combining banking and leisure activities.
Emirates NBD’s offerings cater to a diverse clientele, from salaried individuals seeking everyday banking solutions to high-net-worth customers exploring private wealth management. The bank provides specialized services, such as Islamic banking and solutions for SMEs, ensuring inclusivity and innovation. Clients can explore tailored accounts, credit cards, loans, and digital banking options that redefine convenience and accessibility. With a focus on excellence and sustainability, the bank continues to be a trusted partner in helping customers achieve their financial aspirations, making it an essential addition to our directory.
3. Emirates NBD
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★
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4,1/5
Emirates NBD Building - First Al Khail St
- Bank
- Business banking service
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD is a cornerstone of the banking industry in the MENAT region, with a rich legacy dating back to its establishment in 1963. Formed through the historic merger of the National Bank of Dubai and Emirates Bank International in 2007, it has grown into the largest banking group in the region by assets. The Al Barsha Branch exemplifies the bank’s commitment to delivering exceptional financial services, offering tailored solutions for personal banking, business banking, and wealth management. With a strong focus on innovation, the bank provides diverse services, including current accounts, credit cards, loans, mortgages, and car financing, catering to the varied needs of its clients.
Renowned for its customer-centric approach, the branch offers specialized services such as priority and private banking for high-net-worth individuals, as well as Islamic banking solutions. It also supports businesses through comprehensive packages for SMEs and corporate clients, including trade finance, cash management, and treasury services. Leveraging over 200 branches and 900 ATMs across the UAE, the bank integrates cutting-edge digital platforms to provide seamless online and mobile banking experiences. This blend of tradition, innovation, and dedication to excellence makes the branch a trusted partner for financial growth and stability.
4. Emirates NBD
★
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4,5/5
Umm Suqeim St
- Mortgage lender
- Car finance and loan company
- Bank
Why we chose them
Emirates NBD – Dubai Hills Mall Branch is a cornerstone of financial services in the MENAT region, boasting a rich history that dates back to its founding in 1963. Established as the first national bank in Dubai and the UAE, it grew to become the region’s largest banking group by assets following its merger with Emirates Bank International in 2007. Known for its innovative banking solutions, the company offers a comprehensive range of services, including mortgage lending, car financing, and general banking, catering to individuals, businesses, and high-net-worth clients. Its dedication to customer-centric services has made it a trusted name across diverse banking segments such as Priority, Private, Emirati Business, and Islamic banking.
The Dubai Hills Mall Branch exemplifies Emirates NBD’s commitment to modern, accessible banking through innovative digital solutions like online and mobile banking, WhatsApp banking, and advanced financial products. With a focus on personalized services, the branch provides tailored banking packages, wealth management solutions, and insurance plans to meet the unique needs of every customer. Whether it’s facilitating seamless international transactions, offering competitive loan options, or supporting businesses with bespoke financing solutions, Emirates NBD continues to set benchmarks in the financial industry. Its robust sustainability initiatives and consistent growth further solidify its position as a leader in the UAE’s banking sector.
5. Emirates NBD
★
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4,9/5
Fruit & Vegetable Market - Civil Defense Bldg - Ras Al Khor Rd
- Bank
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD – Ras Al Khor Branch represents a cornerstone of the MENAT region’s financial industry, embodying a legacy of innovation and leadership since its inception in 1963. As the largest banking group in the region, it offers a comprehensive range of financial services tailored to diverse customer segments, including personal banking, priority banking, private wealth management, and corporate solutions. With its roots deeply embedded in Dubai’s financial history, the organization continues to uphold its commitment to excellence, supported by cutting-edge digital banking platforms and over 200 branches across the UAE. Its merger with Emirates Bank International in 2007 further solidified its position as a dominant force in the sector, delivering robust solutions such as current accounts, credit cards, loans, and investment options for individuals and businesses alike.
Renowned for its versatility, the branch specializes in services such as car finance, mortgage lending, and business solutions, catering to salaried individuals, high-net-worth clients, and Emirati businesses. Customers benefit from innovative offerings like DirectRemit, foreign exchange services, and tailored packages such as the Emirati Business Package, emphasizing convenience and growth. The bank’s focus on sustainability and community engagement aligns with global trends, reflecting its commitment to responsible financial practices. With assets surpassing AED 1 trillion and an unwavering dedication to customer satisfaction, Emirates NBD continues to be a beacon of trust and reliability in the UAE’s dynamic financial landscape.
6. Emirates NBD
★
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4,6/5
Jumeirah Beach Residence Branch Unit No. GM07, Bahar - The Walk
- Bank
- Business banking service
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD – Jumeirah Beach Residence Branch offers a comprehensive range of financial services, catering to both personal and business banking needs. As part of the leading banking group in the MENAT region, this branch provides essential services such as business banking, car finance, mortgage lending, and tailored solutions for high-net-worth individuals through private banking. Conveniently located near JBR and Marina Beach, it is surrounded by iconic attractions like Roxy Cinemas JBR and Ain Dubai, making it a strategic choice for customers seeking accessible and premium banking solutions.
Renowned for its innovation and robust service portfolio, the branch delivers modern banking experiences through features like online banking, mobile banking, and priority banking services. Whether you are managing day-to-day accounts, exploring wealth management options, or financing a new vehicle or home, the branch ensures a seamless banking journey. Its legacy, rooted in being the first national bank established in Dubai, underlines its commitment to excellence and customer-centric financial services across the UAE.
7. Emirates NBD
★
★
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4,6/5
The Greens Branch Ground Floor, Onyx Tower 2
- Bank
- Car finance and loan company
- Mortgage lender
Why we chose them
Emirates NBD – The Greens Branch stands as a cornerstone of banking excellence in Dubai, offering an extensive range of financial services in one of the city’s most vibrant districts. Founded as part of Dubai’s first national bank in 1963 by H.H. Late Sheikh Rashid bin Saeed Al Maktoum, this branch exemplifies the legacy of innovation and customer-centric solutions within the MENAT region. Situated near Barsha Heights and Dubai Internet City, with easy access via the Dubai Internet City metro station, it serves as a hub for both personal and business banking solutions, including current accounts, credit cards, and loans tailored to salaried individuals, SMEs, and high-net-worth individuals.
The branch specializes in diverse financial offerings, including services as a bank, car finance and loan provider, and mortgage lender, ensuring comprehensive support for various customer needs. Its digital banking platforms, wealth management solutions, and specialized Islamic banking services further enhance its appeal to a broad clientele. With a strong commitment to innovation, the branch delivers seamless online and mobile banking experiences, making everyday banking effortless. Whether managing wealth, financing vehicles, or exploring tailored business banking packages, this branch demonstrates its dedication to empowering customers with cutting-edge financial solutions.
Frequently asked questions
What types of loans do loan agencies in Dubai typically offer?
Loan agencies in Dubai offer a variety of loans, including personal loans, business loans, mortgage solutions, car loans, and education loans. These services are tailored to meet the financial needs of both individuals and businesses.
What is the average interest rate for personal loans in Dubai?
The average interest rate for personal loans in Dubai typically ranges from 3% to 8% per annum, depending on the borrower’s credit profile, loan amount, and repayment period.
How long does it take to get a loan approved in Dubai?
The loan approval process in Dubai can take anywhere from 24 hours to 7 working days, depending on the loan type, the applicant's documentation, and the agency's internal processes.
What are the key factors to consider when choosing a loan agency in Dubai?
When selecting a loan agency, consider their reputation, the range of loan products offered, interest rates, repayment terms, customer reviews, and the transparency of their processes.
What documents are required to apply for a loan in Dubai?
Typically, you will need your Emirates ID, passport copy, visa copy (for expats), bank statements (3-6 months), salary certificate, and proof of residence. For business loans, additional documents like trade licenses and company financials may be required.
What is the average loan amount for personal and business loans in Dubai?
The average loan amount for personal loans in Dubai ranges from €2,000 to €100,000, while business loans can go from €10,000 to €1,000,000, depending on the borrower’s requirements and eligibility.
Are there special loan options for expats in Dubai?
Yes, many loan agencies in Dubai offer special loan options and discounts for expats, including tailored personal loans and mortgage solutions. Eligibility criteria for expats may differ slightly from those for UAE nationals.
What are the repayment terms typically offered by loan agencies in Dubai?
Repayment terms for loans in Dubai generally range from 6 months to 5 years for personal loans and up to 15-25 years for mortgages. Business loans may have more flexible terms based on the borrower’s financial situation.
